Dave Ramsey - Decaturdaily.com

Foundation must be laid first

Dear Dave: We’ve read about your plan, and we’re in pretty good shape financially, but we don’t know what to do next. We have $400,000 in a 401(k) for retirement, but we don’t have an … more

2/5/12 | 201 views

How much am I really liable for?

Dear Dave: I have old credit card debt that goes back a few years. The account has been sold and re-sold to several collection companies. The limit on the card was $300, but with late charges and … more

1/29/12 | 420 views

Saving is always smart

Dear Dave: My wife and I have gone from having almost nothing to making about $90,000 in the last few years. The problem is that I can’t get her interested in saving money. What’s … more

1/22/12 | 283 views

Talk about money can stir guilt or cynicism

Dear Dave: I've noticed that lots of people get defensive when it comes to talking about money and living on a plan. Why is this? — Tonya Dear Tonya: I think it's because there seem to be … more

1/15/12 | 297 views

Research proves cards up spending

Dear Dave: I’ve heard you say that people spend more with plastic than with cash. Exactly what does that mean? — Edmund Dear Edmund: There have been several studies done in recent years that … more

1/8/12 | 350 views

Mixing friends, business possible

Dear Dave: I’m about to buy my first home. My plan is to buy a duplex and rent the other side to help pay down the mortgage quickly. A friend of mine wants to be my renter, but I’m … more

12/25/11 | 404 views

Intensity hurting marriage?

Dear Dave: When does reaching the point of being debt-free become more important than marriage? We’re following your plan and doing the debt snowball, but my husband’s been working a second job, … more

12/18/11 | 462 views

Mobile homes’ value shrinks

Dear Dave: I’ve heard you tell people not to buy mobile homes. We bought one when we moved out of our apartment, and it’s been much cheaper for us. Why do you feel this way? — Debbie Dear … more

12/11/11 | 615 views

Selling a house at auction?

Dear Dave: I have a couple of rental houses, and I was thinking about unloading them at auction instead of renting them out again. What are your thoughts on selling homes at auction? — … more

12/4/11 | 488 views

Use estate for wise investing

Dear Dave: My grandfather passed away a couple of months ago. I’m 32 and the only relative still living in town, so I helped take care of him and his place so he wouldn’t have to go into an … more

Dave Ramsey
Columnist | 11/27/11 | 1085 views